Acuma Hong Kong understand that when you work hard to provide security for the people you care about, life insurance should be an essential part of your long-term financial planning.

The purpose of life insurance is to provide you with the peace of mind that your family and loved ones are protected in the event of your premature death, no matter where you live in the world.

The type of international life insurance you need depends on your objectives and the level of insurance you require, in order for your family to maintain comparable standards of living in the event of your death. Understandably, for most people, their major concerns in the event of a premature death include that their family’s lifestyle will be ‘downsized’, opportunities will be reduced, that their children’s education will suffer, and that any loans and debts not able to be repaid.

It is also important to be aware that should there be any estate taxes due, they are usually required to be paid even before Probate is granted and assets released to your beneficiaries. This financial burden can be solved with Life Assurance, as the payment can be made regardless of delayed Probate, if set up correctly.

Working with a carefully selected panel of providers, we offer an extensive product range including: